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Fees & Insurance

Transparent care, with no surprises.

Clear pricing for psychotherapy services with Caitlin Buys, LMFT, LPCC. Below are session rates, what to expect with insurance, and answers to the questions patients ask most often.

Insurance & Payment

Flexible options, clearly explained.

In-Network — Contracted Plans

Contracted insurance for Caitlin Buys

Below is the current list of contracted insurance plans. New contracts are added as they're approved — please confirm coverage with our office before your first visit.

Aetna
Approved · 3/1/2026
Blue Shield of CA Promise Health Plan
Approved · 4/23/2026
Cigna Health Care
Approved · 5/14/2026
Health Net
Approved · 5/19/2026
L.A. Care
Approved · 5/29/2026
Molina Healthcare / Central Health Plan
Approved · 6/1/2026
Optum
Approved · 2/5/2026
Allied Physician of California (APC)
Pending approval
Regal Medical Group Inc.
Pending approval

Insurance

For non-contracted plans
  • Superbills provided after each session for submission to your PPO insurance for potential out-of-network reimbursement.
  • Reimbursement varies by plan and is typically 40–80% of the session fee after your deductible is met.
  • Verify your benefits: call the number on your insurance card and ask about out-of-network outpatient mental health coverage.

Payment

Due at the time of service
  • Credit or debit cards accepted. A card is kept securely on file through our practice management system.
  • Late cancellation: sessions cancelled with less than 24 hours notice are charged at the full session rate.
Out-of-Network & Cash Rate

If you're paying out of pocket.

For patients with non-contracted insurance or paying directly, sessions are a flat rate — intake, ongoing therapy, EMDR, and extended visits. Patients on contracted plans pay their plan's copay or coinsurance instead.

Out-of-Network · Cash Pay
$ 200
per hour
All visit types
Intake
Comprehensive first visit
Individual therapy
Standard ongoing sessions
EMDR & trauma work
Same hourly rate
Extended sessions
Billed by the hour
Sessions are typically scheduled in 60-minute blocks. Longer or shorter visits are billed proportionally at the same hourly rate. If you're on a contracted plan, your responsibility is your plan's standard copay or coinsurance for outpatient mental health.
Frequently Asked

Questions, answered.

Caitlin can still see you. For non-contracted plans, sessions are billed out-of-network and a superbill is provided after each visit for submission to your insurance for potential out-of-network reimbursement. Most PPO plans reimburse a portion of the session fee after your deductible is met. New contracts are being added regularly — call our office to check the most current list.
Call the member services number on the back of your card and ask: "What are my out-of-network outpatient mental health benefits? What is my deductible, and how much have I met? What is my coinsurance after deductible?" Caitlin's office is happy to help interpret the answer.
Yes. Psychotherapy is a qualifying medical expense under nearly all HSA and FSA plans. You can pay directly with your HSA/FSA card or submit receipts for reimbursement.
Sessions cancelled with less than 24 hours notice are billed at the full session rate. Insurance does not reimburse for missed appointments. Life happens — please reach out as soon as you know about a conflict.
That's up to you. Some patients meet specific goals in 8–16 sessions; others find ongoing care valuable across a pregnancy and postpartum year. The treatment plan is reviewed regularly so the cadence and length stay aligned with your goals.
Ready to begin?

Schedule a visit with Caitlin.

Reach out by email to start the intake process. We'll walk through your goals, insurance questions, and find a session time that works for you.

Request an Appointment ← Back to Caitlin's Page
Email cbuys@advancedperinatology.com